Archives: Advices

Two Open Houses Tuesday, January 23, 2018

The Witry Collective will be holding two open houses Tuesday, January 23, 2018 from 11AM-1PM. 

717-719 Lesseps Street 


3812 Iberville Street 

Find a Comprehensive Zoning Ordinance Meeting in your Neighborhood

A final round of planning district meetings is scheduled in October. Residents will have a chance to give direct input and gain a deeper understanding of the new zoning text and maps.

Why do we need to update our zoning ordinance?

The current New Orleans Comprehensive Zoning Ordinance (CZO) dates from the 1970s and is unsuitable for a 21st Century City. Recognizing this, the New Orleans City Planning Commission set out to develop a new user-friendly CZO based on the City’s first Master Plan.

How does the CZO address the goals and objectives of the Master Plan?

The Master Plan provides the foundation and direction for all other regulations that follow. Once these goals were established, the City began developing the new CZO. The CZO process included the following steps:

Interviews, focus groups and observations Identifying internal conflicts and difficulties in interpretation and application Identifying potential zoning conflicts Reorganizing the existing ordinance to make it easy to use Developing approaches and regulations in response to Master Plan issues and directions Preparing a draft ordinance and zoning map

The Draft Comprehensive Zoning Ordinance is posted on the CPCwebsite: and hard copies (including maps) are available in six public libraries. If you are having any issues opening or downloading the files from the website, City Planning staff can copy the text and maps to your flashdrive. At the upcoming public meetings, bring your flashdrive and ask a staff member to copy it for you.


Tuesday, October 1, 2013 
New Orleans East /Districts 9, 10, and 11 
Greater St. Stephens Full Gospel Church
5600 Read Blvd 
New Orleans, LA 70127 
6:00 to 8:00 PM

Wednesday, October 2, 2013 
Central Business District and French Quarter/ District 1 
National WWII Museum- LA Memorial Pavilion 
945 Magazine Street 
New Orleans, LA 70130 
6:00 to 8:00 PM

Thursday, October 3, 2013 
Algiers/ Districts 12 and 13 
YMCA Federal City 
2220 Constitution Street 
New Orleans, LA 70114 
6:00 to 8:00 PM

Monday, October 7, 2013 
Pontilly and Gentilly/ District 6 
Ben Franklin High School 
2001 Leon C. Simon Blvd. 
New Orleans, LA 70122 
6:00 to 8:00 PM

Tuesday, October 8, 2013 
Lower Ninth Ward/ District 8 
Dr. King Charter School 
1617 Caffin Avenue 
New Orleans, LA 70117 
6:00 to 8:00 PM

Wednesday, October 9, 2013 
Lake Area/ District 5 
Edward Hynes Charter School 
New Orleans, LA 70124 
6:00 to 8:00 PM

Thursday, October 10, 2013 
Uptown/ District 3 
Andrew H. Wilson Charter School 
3617 General Pershing Street 
New Orleans, LA 70125 
6:00 to 8:00 PM

Monday, October 14, 2013 
Central City and Garden District/ District 2 
Dryades YMCA 
2200 Oretha Castle Haley Blvd. 
New Orleans, LA 70113 
6:00 to 8:00 PM

Wednesday, October 16, 2013 
Bywater, Marigny, Eight Ward, Upper Ninth Ward/ District 7 
KIPP New Orleans Leadership Academy/ formerly Charles J. Colton Middle School 
2300 St. Claude Avenue 
New Orleans, LA 70117 
6:00 to 8:00 PM

Thursday, October 17, 2013 
Mid City and Tremé/ District 4 
Tremé Recreation Center 
900 North Villere Street 
New Orleans, LA 70116 
6:00 to 8:00 PM

Copies of the draft CZO are available at the following New Orleans Public Libraries:

The New Orleans Public Main Library
219 Loyola Avenue 
New Orleans 70112

Algiers Regional Library 
3014 Holiday Drive 
New Orleans, LA 70131

East New Orleans Regional Library 
5641 Read Blvd. 
New Orleans, LA 70127

Rosa F. Keller Library & Community Center 
4300 S. Broad Street 
New Orleans, LA 70125

Martin Luther King Library 
1611 Caffin Avenue 
New Orleans, LA 70117

Norman Mayer Library 
3001 Gentilly Blvd. 
New Orleans, LA 70122

Robert E. Smith Library 
6301 Canal Blvd. 
New Orleans, LA 70124

Witry Collective Wins Gambit’s 2014 Best of New Orleans

Thank you for taking the time to vote for the Witry Collective, we are humbled and honored to be voted 4 years in a row as one of the top 3 Realtors in our great city!

I started working as a Realtor in 2004 and went full time in April 2005, I love my profession because I am involved in helping families, individuals and investors make sound financial decisions in a community I love.

I have grown my business to date with your support and have included two colleagues Josh Walther and Adrienne LaBauve, together we are working as a collective to ensure clients are well supported throughout their transactions and journey through New Orleans real estate.

Thank you for entrusting me and my colleagues with your very personal and business decisions. I am humbled and honored but will never rest on my laurels.


How Recent Legislative Changes Affect Flood Insurance

Originally posted On August 25th, 2014, posted in: Industry Issues by Matt for Eustis Mortgage

Flood damage is a terrifying reality for homeowners in some parts of the country, and realtors have been especially vocal about the need for reform to the National Flood Insurance Program (NFIP).

Congress first created the NFIP in 1968 to provide property owners a means to protect their investments and financial security by offering flood insurance to homeowners, renters and business owners if their community participates in the NFIP. Communities which join the NFIP agree to adopt and enforce ordinances which reduce the risk of flooding.

Real estate professionals have started hearing about skyrocketing rate hikes to existing flood insurance policies, as changes mandated by Congress (and signed into law by President Obama as the Homeowner Flood Insurance Act of 2014 earlier this year) began to take effect.

New policy quotes were inaccurate at best —and blatantly wrong at worst. Rate hikes are often aggressive; some policyholders are caught between the necessity of flood insurance and the increasing cost of maintaining those policies. It is prudent to maintain and keep current flood insurance policies while new provisions are being enacted. Property owners who allow policies to lapse will be wholly unprotected in the event of a flood.

What do the Flood Insurance Legislative Changes Mean?

Key provisions in both the 2012 and the 2014 versions of the NFIP apply primarily to older buildings; namely, those that were constructed before a community’s first Flood Insurance Rate Map or FIRM. Pre-FIRM buildings located in high flood-risk areas typically subsidized policies to keep costs low. While most subsidies remain intact, they will be slowly phased out over time.

Policies for pre-FIRM high-risk areas now carry minimum increases (capped at 18%) until premiums reach their full-risk rates using data from a FEMA Elevation Certificate. An elevation certificate verifies all buildings within a geographic area meet minimum elevation standards. Property owners may use FEMA Elevation Certificates to obtain flood insurance policies.

The chart above only applies to primary residences and non-commercial buildings. Second/vacation residences and commercial properties also qualify for subsidized rates carrying over from 2012, but those policies will increase to full-risk rates at a faster pace compared to those policies for primary residences.

Under the Biggert-Waters Reform Act of 2012, pre-FIRM properties sold were required to carry polices at full-risk rates. Subsidies disappeared. The result? Premiums increased significantly. The Homeowner Flood Insurance Act of 2014 reauthorized subsidized rates.

If you are a property owner holding a new policy triggered by the sale of a pre-FIRM property, you are entitled to a refund. Similarly, the 2014 law allows for the transfer of an existing flood insurance policy from the seller to the buyer, including all grandfathered rates.

There are a few other provisions that property owners and realtors should pay careful attention to: surcharges and deductibles.

In order to offset the subsidized policies reauthorized by the 2014 version of NFIP, policies for primary residences carry a $25 surcharge. All other policies will carry a $250 surcharge. The surcharges will take effect in 2015, so there’s still time to plan.

The Homeowner Flood Insurance Act of 2014 also raises the maximum residential deductible limits from $5,000 to $10,000, helping keep premium costs in check.

As FEMA implements these changes to the NFIP, you’ll likely have questions. The FEMA website is a great resource for inquiries related to NFIP reforms, but keep your insurance agent on speed dial to address any concerns tied to your policy.

To learn more, contact:
Mimi Denis 
NMLS# 87275
Vice President
Eustis Mortgage 
Mortgage Specialist 
1100 Poydras Street #2525 
New Orleans, Louisiana 70163
504-565-5226 Direct 
504-237-4927 Mobile 
504-324-0437 Fax

Expert advice about all things homebuying in New Orleans – this Saturday at SELLabration

Thinking of buying a home? Visit PRC’s homebuyer fair to gather all the tools you need to find, purchase, and renovate a historic home.

The Witry Collective is sponsoring the Great Neighborhood SELLabration. Katie is also teaching two workshops: Market Snapshot and Six Ways to Buy a House.

Workshop topics and featured exhibits include:
Myth Busters: Homebuying Edition
Six Ways to Buy a House: The Art of Negotiation
LSU AgCenter: Flood Zones
EnergySmart / NOLA Wise: LaHouse Mobile Project
Neighborhood Exhibits: Life in New Orleans neighborhoods
Ask-an-Architect: Free advice from a licensed architect
Properties for Sale Across the City

New Orleans metro area sees a dip in home sales

Home sales in the New Orleans metro area dropped by nearly 4 percent in August when compared to the same month last year, closely tracking the national housing market, new data shows.

The National Association of Realtors reported this week that U.S. home sales were down by 5.3 percent in August as real estate investors stepped back from the market.


Katie Witry, Realtor is now LREC certified

Katie Witry is now LREC certified to teach three classes for CE credit to Realtors for 10 hours.

Buy Right – A Complete Buyer’s Session Geared Towards the N.O. Marketplace
Sell Right – A Complete Seller’s Session Geared Towards the N.O. Marketplace
Renovate Right – A Beginner’s Guide to Purchasing a Project in New Orleans

Stay tuned to for upcoming classes.

New downpayment assistance for homebuyers

The Finance Authority of New Orleans has introduced a new program for home buyers. The program will provide 3% or 4% in Down payment assistance. There is no First Time homebuyer requirement, and no re-payment of the Grant. For Certain Borrowers 100% Financing is available with this program.

3% or 4% of loan amount for down payment assistance

Minimum Contribution from Buyer is $1,500

No repayment for assistance received

Serving borrowers with incomes up to $82,320

Maximum mortgage loan: $271,050 for FHA, $417,000 Conventional

Must qualify for a mortgage loan with a participating lender

No “first time homebuyer” requirement

All first-time buyers must complete 12-hour certified Homebuyer Education Class

Program enrollment opens Monday, March 23, 2015

Call me for more Details!

Katie Witry offers “Sell Right” at NOMAR

Chip Gardner and Katie Witry, “Sell Right” NOMAR

On Monday, May 4, 2015 Katie taught three continuing education hours at NOMAR during “Sell Right” and received this lovely thank you from Crystal Gardner-Phillips!

Stayed tuned on how to enroll for more continuing education classes with Katie.

————— Forwarded message —————
From: Crystal Gardner-Phillips 
Date: Mon, May 4, 2015 at 5:03 PM
Subject: Thank You!
To: Katie Witry <>, Chip Gardner</>

Hi Katie,

I just wanted to say thank you for sharing your thoughts at CE today. I really enjoyed it. I think your willingness to build up fellow REALTORS is awesome, and your real estate practices help set the standard for our industry even higher.

Here is the picture taken today!